Wind & hail claim · Tooele, Utah

Won through appraisal, and the old boards couldn't hold nails.

This steep Tooele roof went to appraisal before it was approved. When the crew got there they found two layers of shingles over spaced board decking, so the whole roof got new plywood first.

Roof work approved by the insurance company

$22,528

Inspection to approval: 31 days
Inspection to new roof: 59 days
Roof size: Full roof
New roof on: Jul 2026

New plywood, two layers off. The homeowner paid only their deductible.

Two layers of tear-off and new plywood over the entire roof were all part of the insurance award. The homeowner paid nothing beyond their deductible.

Old white-grey roof from the ridge — The old roof on the left, the finished roof on the right. Drag the handle to compare.

The old roof on the left, the finished roof on the right. Drag the handle to compare.

The timeline

From the first look to the last nail

Every date below is from our job file. This is what “we handle the insurance” actually looks like.

May 9
Inspection
Missing tabs and hail marks across a steep 8/12 roof.
Missing tabs from wind and hail.
Jun 9day 31
Approved through appraisal
The claim went to appraisal, where each side's appraiser agrees on the damage. The award covered a full roof.
Jun 26day 48
Permit and materials
Permit approved and materials ordered.
Jul 7 to Jul 8day 59
Install
Two layers came off over spaced board decking, which won't hold a nail. The whole roof got new plywood, then underlayment and shingles. The plywood was already in the award, so it cost the homeowner nothing extra.
Two layers of old roof coming off.
Jul 27day 79
Final payment requested
Completion photos sent to release the held-back depreciation.
Oct 2day 146
Paid and closed
Closed with the homeowner paying only their deductible.
After: IKO Dynasty in Frostone Grey.