Wind claim · Lehi, Utah

An ACV policy, explained before anything was signed.

This Lehi homeowner had an actual-cash-value policy, which pays less for an older roof. We walked them through exactly what that meant for them before install, then supplemented what the estimate missed.

Roof work approved by the insurance company

$11,952

Inspection to approval: 10 days
Inspection to new roof: 38 days
Roof size: 22 squares
New roof on: Jul 2026

Old grey roof seen from the ridge — The old roof on the left, the finished roof on the right. Drag the handle to compare.

The old roof on the left, the finished roof on the right. Drag the handle to compare.

The timeline

From the first look to the last nail

Every date below is from our job file. This is what “we handle the insurance” actually looks like.

May 30
Free inspection
Torn and creased shingles across the field. 100 photos.
A tab torn clean off by the wind.
Jun 1day 2
Claim filed
Filed with the homeowner.
Jun 8day 9
Estimate in
Replacement approved. The policy is ACV, so we went over what that meant for the homeowner before anything was scheduled.
Jun 9day 10
Approval meeting
Colors picked: IKO Dynasty, Summit Grey.
Jun 17day 18
Permit and materials
Permit pulled and materials ordered.
Jul 7 to Jul 8day 38
Install
Old roof off, new underlayment and shingles on.
Tear-off on install day.
Jul 10day 41
Supplement sent
A waste-factor correction and items the first estimate left out.
Jul 29day 60
Paid and closed
Closed in July.
After: IKO Dynasty in Summit Grey.