Wind claim · Ogden, Utah

Partial approval to full roof, with three layers underneath.

The first estimate only paid for some of this Ogden roof. A lab test proved the shingle was discontinued and the rest got approved. Install day turned up three layers of old roof.

Roof work approved by the insurance company

$18,136

Inspection to approval: 42 days
Inspection to new roof: 114 days
Roof size: 23 squares
New roof on: May 2026

Three layers off, at no extra cost to the homeowner.

We got the two extra layers of tear-off added to the insurance claim, so they cost the homeowner nothing. They paid their deductible, plus new gutters they chose to add on their own.

Old reddish-brown roof with chimney — The old roof on the left, the finished roof on the right. Drag the handle to compare.

The old roof on the left, the finished roof on the right. Drag the handle to compare.

The timeline

From the first look to the last nail

Every date below is from our job file. This is what “we handle the insurance” actually looks like.

Feb 4
Free inspection
Wind damage on multiple slopes from a December storm.
Wind-broken shingle, marked in chalk.
Feb 5day 1
Claim filed
Filed the next day.
Feb 16day 12
Only part of the roof approved
The insurance company agreed there was damage but only paid for some slopes.
Feb 19day 15
Shingle sent to a lab
With the insurance company's OK, we pulled a sample and sent it to ITEL.
Mar 12day 36
Lab result: discontinued
No matching shingle is made anymore. We asked for a revised estimate.
Mar 18day 42
Full roof approved
Revised estimate: full replacement.
May 20day 105
Permit and materials
The homeowner waited for spring weather. Permit pulled when they were ready.
May 29day 114
Install
Three layers of old shingles came off before the new roof went on.
New underlayment after three layers came off.
Jun 1day 117
Supplement sent
The extra two layers of tear-off weren't in the estimate, so we sent photos and supplemented them. The insurance company added both layers the next day, so the homeowner never paid for them.
Jun 30day 146
Paid and closed
Closed at the end of June.
After: new architectural shingles.